No reason to mock.... I wish I only had to pay 50k for a house, I could buy the same house I just financed for 339,000 in KY for 100k or less. They aren't kidding when they say location, location, location it was that or spend 50k less and have to commute 3 hours a day. My friend owns a 900 square ft shack, but because he live inside the 495 beltway he can sell it for 375k. Its extremely silly.... On a positive note... the townhouse I bought 3 years ago for 140 sold in 4 days for 235...