I don't know a whole lot about investing myself, but my financial advisor locked a good chunk of change away for me in a dividend fund and it's making quite a bit more money then other funds.
It's paying out approximately 14% annually. Which can be reinvested into the fund or cashed out automatically. I am cashing out and putting it towards my mortgage every month. After eight months our mortgage has gone from 20 years and ten months to 19 years and three months. Feels good!